Health Insurance to Help You Stay Healthy
Trust and reputation are two main reasons why so many people in your community turn to Bosworth & Associates for a comprehensive range of health insurance options -- one of the most substantial insurance investments in which an individual or family can make. Our team has the expertise you need to make important decisions regarding your health insurance options in this constantly changing industry.
Our Health Insurance Plan Offerings
Our health insurance plans cover the following:
- Emergency and ambulatory services
- Mental health insurance
- Prescription drugs
- Rehabilitative services
- Laboratory services
- Preventative services
- Pediatric insurance
As experts in our field, we pride ourselves on our ability to educate our clients on their healthcare needs and what's going on in the healthcare industry today. Should you have questions about how the Affordable Care Act affects you, check out Healthcare Redefined.
Malpractice Insurance and Medical Liability Insurance
Malpractice insurance and medical liability insurance categories include claims-made insurance, occurrence insurance, and claims-paid insurance. If you are a doctor, dentist, surgeon, physician or another member of the healthcare profession, it's wise to carry medical malpractice insurance in the event a patient brings a lawsuit against you. Without the right protection, you could be wiped out financially due to court costs, legal defense, settlements and more -- not to mention the hit your reputation will take in the community as the result of such an event. You've worked too hard and too long to put your practice at risk!
This is a type of insurance where you pay a share of the payment made against a claim. Check out our FAQ page for more insight into what coinsurance is.
Individual & Group Health Insurance
Individual insurance covers one individual or family, while group health insurance covers a commercial group of individuals/employees, purchased by business owners for his or her employees. We have very competitive rates to offer. Our group health insurance plans are especially attractive due to low bulk premiums that are the same for everyone in the group regardless of their health status.
No ones wants to think about it, but what would you do if you became disabled and couldn't go to work to make money for your family? How would you make your mortgage payments, pay your bills, provide for your kids' education, purchase groceries and save for retirement? This is where disability insurance comes in. Without it, you have to wonder where you would obtain a source of funding to continue your lifestyle: employer coverage, personal savings, loans, selling off investments, asking friends and family for cash, or depending on a spouse to bring home the paycheck in the interim.
Why deplete your savings when you could rely on disability income insurance for peace of mind?
Long-Term Care Insurance
When you can no longer adequately care for yourself over the long term, whether due to accident, illness or injury, a long-term care insurance policy will help pay for the care you need and protect your family's financial future.
Short-Term Medical Insurance
Also referred to as temporary health insurance, short-term medical insurance bridges the gaps that exists in your health care coverage during times of transition, such as after an injury and before your return to work.
Here at Bosworth & Associates, customer relationships are our first priority. It's our goal to make your insurance experience as seamless as possible. Please contact us today to get started on a customized health insurance plan at 903-561-2621