Bosworth & Associates 1818 W SW Loop 323 Tyler, TX 75701
GET YOUR FREE QUOTE NOW(903) 561-2621
A personal umbrella insurance policy provides extra liability coverage beyond the limits of your standard auto, homeowners, or boat insurance. Think of it as a financial safety net, kicking in when your existing policies reach their limits.
Whether you’re involved in a serious car accident, someone is injured on your property, or your teen causes damage, a personal umbrella policy helps protect your savings, home, future income, and more.
Living in East Texas means embracing the outdoors – swimming pools, ATVs, boating, and backyard gatherings are part of life. But with all that fun comes increased liability risks. Civil suits and injury claims are rising nationwide, and East Texans are not immune.
At Bosworth & Associates, we understand the unique risks of life in East Texas and how to protect against them.
While umbrella insurance provides broad protection, it doesn’t cover:
Need help understanding your policy exclusions? Bosworth & Associates will walk you through them.
Your ideal coverage amount depends on your assets, lifestyle, and risk tolerance. A simple way to estimate is to total:
$1 Million: Great for most families and homeowners
$2–3 Million: Best for those with rental properties, teen drivers, or recreational equipment
$5 Million+: Ideal for high-net-worth individuals with complex risk
Remember: Your umbrella policy stacks on top of your current coverage, building a stronger safety net.
Still unsure? That’s what we’re here for.
Additional Considerations: If you have substantial assets or liability exposure, you need more coverage. Consider more than $1 million if:
Bosworth & Associates can help you choose the right limit for your life.
You might be surprised by how affordable umbrella insurance in Texas can be. Policies often start at a few hundred dollars a year. Costs vary based on:
We provide personalized quotes that reflect your specific risk and budget.
For over 85 years, Bosworth & Associates has protected families and individuals across Tyler and East Texas.
As an independent agency, we work for you, not a specific insurance company. That means better options, better rates, and local, personal service from people who live right here in your community.
Local Experts – Real agents, real service, right here in East Texas.
Tailored Protection – We help you determine the right coverage.
Independent Advantage – We compare policies across providers to find the best rates.
Get a Free Umbrella Insurance Quote Today
Your coverage needs are unique approach to purchasing insurance, let’s customize a policy that protects your assets and financial future.
Call us today, stop by our Tyler, TX office, or request a free quote online now!
Can umbrella insurance cover rental properties?
Yes—personal umbrella policies often include liability protection for landlords. We’ll confirm based on your property details.
Is umbrella insurance required by law in Texas?
No, but it’s highly recommended if you have significant assets or high-risk exposures.
Can personal umbrella insurance be bundled with other policies?
Absolutely. We can often bundle your umbrella policy with home, auto, and boat insurance for savings and simplicity.
What happens to my umbrella policy if I move?
We’ll help you update your policy or rewrite it based on your new location. Just let us know.
How do I decide how much umbrella coverage to choose?
Talk with one of our licensed agents. We’ll help you assess your assets, liabilities, and personal risk tolerance.
