Commercial Insurance

Your work vehicles are essential to your operations. From single cars to entire fleets of trucks, our commercial auto insurance provides comprehensive protection tailored to your business needs. This coverage includes liability for accidents, collision damage, uninsured motorist protection, and medical payments. Whether your vehicle is used for deliveries, transporting employees, or meeting clients, you can operate with confidence, knowing that you’re covered.

Additional options, like roadside assistance and rental reimbursement, can further safeguard your business against disruptions.

Construction projects come with inherent risks. Builder’s Risk Insurance provides financial protection against theft, damage, or loss of materials and equipment during construction. With this coverage, you can focus on completing your projects with confidence.

In today’s digital age, cyber threats pose a significant risk to businesses of all sizes. Cyber Liability Insurance protects your company from the financial and reputational damage caused by data breaches, hacking incidents, or other cyberattacks. This policy covers costs such as data recovery, customer notification, legal fees, and even public relations efforts to mitigate reputational harm. With businesses increasingly reliant on technology, this coverage is no longer optional—it’s essential. Let us help you safeguard your digital assets and maintain customer trust.

As an employer, you face the possibility of workplace-related lawsuits from current, former, or prospective employees. Employment Practices Liability Insurance (EPLI) provides crucial protection against claims of discrimination, harassment, wrongful termination, and other employment-related issues.

This policy covers defense costs, settlements, and judgments, which can add up quickly and significantly impact your bottom line. EPLI also helps you maintain a positive workplace culture by providing resources for risk management and compliance.

Trust and reliability are the cornerstones of many business transactions. Fidelity and Surety Bonds provide financial guarantees that protect both parties involved.

Whether you’re a contractor needing permit bonds or a business owner ensuring tax payment, we offer the bonds you need to operate with integrity and confidence.

Flooding can devastate a business, often causing extensive damage to property and disrupting operations.

Flood Insurance protects your physical assets, including buildings, equipment, and inventory, from flood-related damage. This coverage is especially critical if your business is located in a high-risk flood zone or an area prone to heavy rainfall.

Don’t let a natural disaster derail your hard work—invest in flood insurance for peace of mind and financial security.

Every business, big or small, needs general liability insurance. This foundational policy covers property damage, bodily injury, and more, shielding your business from third-party claims that could otherwise disrupt your operations.

We understand healthcare providers’ unique challenges and offer tailored solutions to address your specific needs.

For healthcare professionals, Medical Malpractice Insurance is a must-have. This policy provides coverage for legal defense costs, settlements, and other damages resulting from claims of medical errors, negligence, or adverse outcomes.

Whether you’re a doctor, dentist, nurse, or allied health professional, malpractice insurance protects both your finances and your reputation.

Also known as Errors & Omissions (E&O), this coverage protects professionals against claims of negligence, faulty services, or mistakes. Additionally, Directors & Officers (D&O) insurance safeguards your leadership team’s decision-making, ensuring your business is protected at every level.

Protecting your physical and intellectual property is critical for business continuity. Property Insurance covers damages to buildings, equipment, inventory, and even outdoor signage caused by events like fire, theft, or vandalism.

Intellectual property coverage shields your business from claims of patent or copyright infringement. Whether you own or lease your space, this policy is a cornerstone of any comprehensive risk management strategy.

Sometimes, your standard policies may not cover the full extent of a claim.

Umbrella insurance offers an additional layer of protection, ensuring you’re never left exposed to catastrophic losses.

This cost-effective option is particularly valuable for businesses with higher exposure to risks, offering peace of mind that you’re prepared for even the most significant events.

Your employees are the heart of your business, and their safety is paramount.

Worker’s Compensation Insurance provides coverage for medical expenses, lost wages, and rehabilitation costs if an employee is injured on the job. It also protects your business from p​​lawsuits related to workplace injuries.

This coverage not only demonstrates your commitment to employee well-being but also ensures compliance with state regulations.

For healthcare professionals, malpractice insurance isn’t just protection from a potential lawsuit brought against them by a patient —it’s a lifeline.
Without it, a single lawsuit could jeopardize your financial stability and reputation.

We offer claims-made, occurrence, and claims-paid insurance tailored to doctors, dentists, surgeons, and other medical professionals.

Why Malpractice Insurance Matters?

• Covers court costs, legal defense, and settlements.
• It helps you maintain trust within the community.
• It allows you to focus on providing exceptional care.

You’ve worked tirelessly to build your practice. Don’t leave it vulnerable to the unexpected.